Matthew 7:24-27 is the conclusion of Jesus's Sermon on the Mount, illustrating the importance of being a doer of the Word, not just a hearer. Many teach that the rock mentioned in these verses is Christ. This, however, cannot be true. Although Christ is referred to as a Rock in I Corinthians 10:4, the (lower case) rock Jesus states in Matthew 7:24,25 is the foundation of being both a hearer and a doer of the sayings of Jesus. To say it another way the person who builds his/her life on the rock of obeying (being a doer of) God's Word has a solid foundation, one that is ready for the rain and winds of adversity which come to all of us.
Jesus told us that the storms of life come to all of us, the wise and foolish. No one is immune from adversity. If Jesus faced tests and trials-and He did-then all those who follow Him today will as well.
Believing otherwise is foolishness.
How can you tell if your life is built on a rock or sand? By what comes out of your mouth when you're faced with sickness, an unexpected bill, loss of job, or other "storm". Will words of fear, anger, doubt, or denial come out of your mouth, or will God's Word?
Words are the building blocks of life. God's Words are words of faith, peace, and assurance. You can have His Word come out of your mouth, as Jesus did in Matthew 4, verses 4, 7, and 10. How? By putting God's Word into your heart on a daily basis. This includes hearing and hearing (and hearing) the Word, especially the epistles (letters) written to believers, the Church. What God says about his Church is for you, individually. What's Truth for all the Church is Truth for each person, each follower of Jesus Christ.
Discover who and what you are, what you have, and what you can do through Christ, as God's child. Hearing, believing, speaking, and acting on God's Word is building your life on wisdom-actions which will enable you to stand when rain, winds, and floods test your life.